The Walmart Credit Card could be a great option if you’re in the market for a new credit card. This card has no annual fee and gives you access to special financing offers and rewards on Walmart purchases. This article will walk you through applying for a Walmart Credit Card. Read on to learn more!
What are the Requirements For Getting a Walmart Credit Card?
To get a Walmart credit card, you’ll need to meet the following requirements:
- Be at least 18 years old
- Have a valid government-issued I.D.
- Have a Social Security number
- Have a verifiable source of income
- Be a resident of the United States or Puerto Rico
If you meet the above requirements, you can apply for a Walmart credit card online or in-store. Once approved, you’ll need to activate your card and use it to earn rewards.
How do I Apply for a Walmart Credit Card Online or In-Store?
If you’re interested in signing up for a Walmart credit card, you can do so either online or in-store. Applying online is generally the quickest and most convenient option, but if you prefer to apply in person, that’s perfectly fine too. Here’s a step-by-step guide to applying for a Walmart credit card, whether you do it online or in-store:
Online
1. Go to Walmart’s website and navigate the credit card application page.
2. Fill out the required information, including your contact and financial info.
3. Once you’ve completed the application, submit it for review.
In-store:
1. Find a Walmart location that offers credit card applications.
2. Fill out the required information on the application form.
3. Submit the completed application to a store associate for review.
Once your application has been reviewed and approved, you’ll be able to start using your Walmart credit card right away! Whether you applied online or in-store, you can start shopping and enjoying all the benefits of being a cardholder.
What are the Benefits of Having a Walmart Credit Card?
If you’re a regular Walmart shopper, you may wonder if it’s worth getting a Walmart credit card. After all, plenty of store credit cards are out there, so what makes Walmart’s offering special?
As it turns out, there are quite a few benefits to having a Walmart credit card. Here are eight of them:
1. You’ll earn cash back on your purchases.
With the Walmart Credit Card, you’ll earn 3% cash back on purchases made at Walmart.com and 1% on in-store purchases and gas stations. That means you can save money every time you shop at Walmart!
2. You’ll get special financing offers.
Using your Walmart Credit Card to purchase $150 or more will automatically qualify for special financing offers. That means you can pay off your purchase over time with low, interest-free payments!
3. You’ll get free shipping on your online orders.
When you use your Walmart Credit Card to shop online at Walmart.com, you’ll get free shipping on your orders! That’s a great way to save money on your online shopping.
4. You’ll get access to exclusive sales and discounts.
As a Walmart Credit Card holder, you’ll have access to exclusive sales and discounts unavailable to the general public. That means you can save even more money on your purchases!
5. You’ll get 24/7 customer service.
With the Walmart Credit Card, you’ll have access to 24/7 customer service. That means you can always get help with your account or purchase questions.
6. You’ll get fraud protection.
When you use your Walmart Credit Card, you’ll be protected against fraud. That means you can shop confidently, knowing your information is safe.
7. You’ll earn rewards points.
You’ll earn rewards points every time you use your Walmart Credit Card. These points can be redeemed for cash back, gift cards, and more!
8. You can manage your account online.
With the Walmart Credit Card, you can manage your account online. That means you can view your statements, make payments, and more.
As you can see, a Walmart credit card has plenty of benefits. If you’re a regular Walmart shopper, it’s worth getting one!
Charges Of Walmart Credit Card
After you have been approved for a Walmart credit card, you will start accruing charges. These charges will be based on your credit limit and your card type. Here is a breakdown of the different types of charges you may see on your Walmart credit card statement:
Annual Fee: If you have a Visa or Mastercard, you may be charged an annual fee. This fee is typically around $25.
Transaction Fees: You will be charged a transaction fee for each purchase you make with your Walmart credit card. This fee is typically around 3% of the total purchase price.
Late Payment Fee: If you miss a payment or make a late payment, you will be charged a late payment fee. This fee is typically around $35.
Over-Limit Fee: If you charge more than your credit limit, you will be charged an over-limit fee. This fee is typically around $25.
Returned Payment Fee: If a payment you make is returned, you will be charged a returned payment fee. This fee is typically around $25.
If you are ever unsure of the charges on your Walmart credit card statement, you can always contact customer service for more information.
How do I Make a Payment on My Walmart Credit Card?
It’s easy to make a payment on your Walmart credit card. You can do it online, by phone, or by mail.
To pay online, log in to your account at www.walmart.com/creditcard. Then click on the “Make a Payment” link and follow the instructions.
To pay by phone, call 1.888. 331.6133 or TTY 1.877. 763.0997 and follow the automated prompts.
To pay by mail, send your payment to Walmart Credit Services, P.O. Box 530927, Atlanta, GA 30353-0927. Ensure your account number is on your check or money order, so your payment is properly credited to your account.
If you need further help, contact Walmart Credit Services customer service at 1.888. 331.6133 or TTY 1.877. 763.0997.
Related Post: How to Apply for an Amazon Credit Card
How to Use Your Walmart Credit Card for Maximum Benefits?
If you’re a Walmart credit card holder, you probably already know you can use your card to get discounts on purchases made at Walmart stores. But did you know that there are other ways to maximize the benefits of your Walmart credit card? Here are some tips:
1. Use your card for all of your Walmart shopping.
Not only will you get the discount mentioned above, but using your Walmart credit card for all your shopping at the store will help you earn rewards points. These points can be redeemed for merchandise or gift cards, so it’s worth using your card whenever you shop at Walmart.
2. Use your card for gas purchases.
Did you know that you can also get a discount on gas purchases made with your Walmart credit card? Typically, you’ll get a 5 cents per gallon discount at participating gas stations. So if you want to save gas money, use your Walmart credit card.
3. Use your card for other purchases.
In addition to the two discounts mentioned above, you can get 1% cash back on all purchases made with your Walmart credit card. So if you use your card for other purchases outside of Walmart, you’ll still be earning rewards that can be redeemed for future savings.
By following these tips, you can make the most of your Walmart credit card and earn great rewards. So start using your card today and enjoy the benefits!
How can I manage my Walmart Credit Card Account Online or through the App?
1. Go to the Walmart Credit Card website at https://www.walmart.com/cp/walmart-credit-card/632402
2. Log in to your account using your user I.D. and password.
3. Once you’re logged in, you’ll be able to view your account information, including your balance, payment history, and transaction details.
4. You can also make payments, set up automatic payments, or request a credit limit increase from the website or app.
5. To manage your account on the go, download the Walmart Credit Card app from the App Store or Google Play Store.
With the Walmart Credit Card, you can enjoy all the benefits of being a Walmart customer, including access to exclusive deals and discounts. You can also earn rewards points with every purchase, which can be redeemed for cash back or statement credits.
Conclusion
Now you understand how to apply for a Walmart credit card. The process is simple and straightforward, so there’s no reason not to get one today. Just visit the Walmart website and follow the instructions. You could be approved in minutes and have your new card in hand before you know it.
